Cafe Today | Wisdom of the Healthcare Law – A Box of Chocolates?

Can someone PLEASE explain the Healthcare Law to me?  I’m confused.  Snicker if you must.  I have questions.  Where is the wisdom in this law?

So, the healthcare law is coverage for everyone.  Howdy do dah day!

Wait!  Except for people who cannot afford to purchase private insurance.  And, people who are not eligible for Medicare or Medicaid coverage. What?  So there are many limitations?   Then there are those who will be “taxed” for NOT having insurance. I believe the President clearly said  “This is not a tax”.  We penalize those who least can afford to purchase insurance? Really? Do they get a side of witty sarcasm with that tax entrée?

Assorted Chocolates

Fannie May Assorted Chocolates courtesy http://www.fanniemay.com   Of course I purchased a box.   Duh!   Sorry, no wisdom.

Forest Gump was right.  “Life is like a box of chocolates. You never know what you are gonna get”.  Did I just quote Forest again.  Help me!

Tell me again why we have a healthcare plan that will cover everyone but doesn’t? So, we really don’t  have a healthcare plan for all? I’m confused again. No surprise.  If this healthcare plan is so straight forward, why is it so complicated?  No 2 people appear to agree with the language of the law.  Pass the chocolate!

OK!  Working through the chocolates.   If you are passed middle age….I mean way down the road beyond  the curve of middle age…you are now in danger of falling  into the infamous “crack”.   Lots of cracks in the system as we are learning.  How many times have we heard that?  You wouldn’t think it could possibly be that hard to find people down there, when it is so darn crowded.

Photo of the “cracks we fall into”……coming soon to this space. I have to get out first!

Oops!  I fell into the crack!    (I don’t know how to spell the sound of a deep sigh so, just sigh amongst yourselves.)  I personally cannot afford to purchase healthcare. It would cost me about $800  a month for a policy with a ginormous deductible and major out of my pocket-book expenses.   I know.  I have looked for coverage. (Sucks being older.  BB King said it best….The  Thrill is Gone!)   Therefore, placing me in the working poor category.  For those who do not know what that is, my congrats.  It  means my only choices are paying for insurance or a place to live.  Being too young for Medicare and  too old for braces, working 2 part-time jobs with no benefits what so ever, just puts me  over the $ amount for any type of qualification.  Luckily, I am not on any medications.   ………. Not for the lack of someone screaming I should be!

Honestly, I do not know the status of my health.  The “morning reflection” isn’t always so hot.   I have not been to a doctor for some time. I have learned to live with the pain I have and not get too pouty about the small stuff.  Recently, I have begun to list a bit to my left.  My only Nautical reference.  No worries! I’ll just use my Air Horn app to move others out of my way.  They really do have an App for everything don’t they.

Last year, I dragged my butt to an Urgent Care walk in clinic (tehehe) when I had a Bronchial Infection. They said to me, YUP! You have a Bronchial Infection. Gave me a script that cost $65 and said, very nicely, that will be $180 for today. All in the course of 10 minutes. Excluding time spent in the ever so lovely storage area.  I mean waiting room. (Helpful Hint: do not touch the magazines. You may find it necessary to return in a few days) Don’t get me wrong. The place has its perks. Free Tissue. Albeit scratchy. A single pen for completing crossword puzzles. Dealing with the chain and the fact that it is attached to the clipboard is a nuisance!   Getting to know the germy guy next to you. Priceless!   I must say, they were very busy. Lots of us sick folk in that waiting room. Funny! I did not see a revolving door, yet…  eerily I sensed its presence.

Looks like I am down to these choices.

  • A Nap
  • More Chocolate
  • Keep praying that I will get through to my Medicare years with only minor bumps in the road and on my body.
  • Move in with one of my children. Oh, hell no!
  • Take on a 3rd job to purchase insurance.   I rarely sleep as it is!
  • Find a nice gentleman that can help support both of us. Not likely. Men my age like cute 30 yr olds.
  • Damn it all!
  • Drink the correct amount of coffee each day. Not exactly sure of the correct amount. 6 too many?  3 not enough?
  • No soda. Tons of veggies. Quit the dessert.    Damn it!
  • Watch every Hallmark Movie. I love Hallmark movies.
  • Laugh a Lot!
  1. Perhaps, someone could find a way to allow businesses to provide healthcare benefits to their employees. Makes you just want to slap your head, huh?   Who would have thunk!  Full time or part-time employees getting benefits.  Whoa! I’m getting crazy here. Really, why is that such a difficult thing?   Not everything has to be a bureaucratic nightmare.
  2. A personal bailout!
  3. Discover a path to provide healthcare for people trapped and forgotten in a No Man’s Land of eligibility.  You know…the tiny cracks that people fall into all the time.  Again,  they can’t possibly be that small with so many of us in there.  Oh… wait.  “Others” (those nameless people we blame for everything) are far too busy observing failed/bailed out, doomed to fail again banks while still giving massive bonuses to their employees. Actually, I have no idea why simpler plans cannot be enlisted.

I loyally work long hours, believe in God, love my family, pay my taxes (more than the top 9% as I hear it) and make an attempt to be an upstanding citizen. Course with no healthcare I may not be standing up much longer.

Cafe Conversations | That’s Another Fine Mess AARP

 AARP   says  Good Morning Retirees!

Pay No Attention to the Wall Street Journal Article.

 

         The nation’s most powerful senior’s group telling the Wall Street Journal it was ready to deal on cutting Social Security benefits. The AARP’s policy chief John Rother admitting “some of our members will no doubt be upset.”

         If AARP was supporting retiree benefits, then they would have no need to make this statement.  Something is afoot, eh!  Oh, yeah.  Maybe congress can just raise the retirement age to 85 and we are good to go for a long period of time with no effect on Social Security benefits. Really?

        So upset were it’s members that within hours, the AARP was insisting this was always their position.  Sure it was! And, I have a Bridge to sell you!!  I am not even sure AARP spokesperson, Betty White could pull this little tidbit out of the ashes.

Betty White with the AARP "LOOK"

   And, the Man Behind the Curtain now says – AARP has not changed its position.

Here is the explanation direct from the AARP blog.   Share how your thoughts about AARP’s position.

          I’m sure many of you have seen the Wall Street Journal article from this morning (“Key Seniors Association Pivots on Benefit Cut”). This is a misleading characterization. Read AARP’s CEO A. Barry Rand’s response below:
“Let me be clear – AARP is as committed as we’ve ever been to fighting to protect Social Security for today’s seniors and strengthening it for future generations. Contrary to the misleading characterization in a recent media story, AARP has not changed its position on Social Security.
        “First, we are currently fighting some proposals in Washington to cut Social Security to reduce a deficit it did not cause. Social Security should not be used as a piggy bank to solve the nation’s deficit. Any changes to this lifeline program should happen in a separate, broader discussion and make retirement more secure for future generations, not less.
“Our focus has always been on the human impact of changes, not just the budget tables. Which is why, as we have done numerous times over the last several decades, AARP is engaging our volunteer Board to evaluate any proposed changes to Social Security to determine how each might – individually or in different combinations – impact the lives of current and future retirees given the constantly changing economic realities they face.
       “Second, we have maintained for years – to our members, the media and elected officials – that long term solvency is key to protecting and strengthening Social Security for all generations, and we have urged elected officials in Washington to address the program’s long-term challenges in a way that’s fair for all generations.
“It has long been AARP’s policy that Social Security should be strengthened to provide adequate benefits and that it is sufficiently financed to ensure solvency with a stable trust fund for the next 75 years. It has also been a long-held position that any changes would be phased in slowly, over time, and would not affect any current or near term beneficiaries.
“AARP strongly opposed a privatization plan in 2005, and continues to oppose this approach, because it would eliminate the guarantee that Social Security provides and reduce benefits, and we are currently fighting proposals to cut Social Security to pay the nation’s bills.
       “Social Security is a critically important issue for our members, their families and Americans of all ages, especially at a time when many will have less retirement security than previous generations with fewer pensions, less savings and rising health care costs. And, as we have been for decades, we will continue to protect this bedrock of lifetime financial security for all generations of Americans.”
       So there you have it. We remain committed as ever to fighting harmful cuts to Social Security (and Medicare).